Financing helps eligible shops access business funding directly from the Admin. If you qualify, you'll receive financing offers that can help cover inventory purchases, business expansion, marketing expenses, or other operational costs.
You can review available offers, compare financing options, monitor repayment progress, and view your financing history from a single location.
Before You Start
Before using Financing, keep the following in mind:
- Financing is available only to eligible shops.
- Eligibility and available offers are determined based on your account information.
- Receiving a financing email or seeing an offer does not guarantee approval.
- All offers are subject to an additional review before funds are issued.
- Financing is issued by Celtic Bank and serviced by Stripe Servicing, Inc.
- Available offers may have expiration dates. Review and accept an offer before it expires.
Financing Offers
If your shop qualifies, you'll see one or more financing offers available in the Financing section.
Each offer displays information such as:
- Available funding amount or credit limit
- Offer expiration date
- Financing type
- Key repayment details
- Fixed financing fee
- Option to view additional details before accepting
You can also select Learn more to understand how each financing option works.
Financing Types
Depending on your eligibility, you may receive one or both financing options.
Line of Credit
A Line of Credit gives you access to a revolving credit limit that you can draw from as needed.
With a Line of Credit, you can:
- Access funds when your business needs them.
- Reuse available credit as you repay previous draws.
- Make fixed monthly payments.
- Pay a simple flat fee with no compounding interest.
- Request additional draws, subject to approval.
This option works well if your funding needs vary over time.
Single Loan
A Single Loan provides your approved funding as a one-time lump sum.
With a Single Loan, you can:
- Receive the full approved amount upfront.
- Use the funds for a specific business expense.
- Repay based on your sales, when applicable.
- Pay a simple flat fee with no compounding interest.
This option is ideal for one-time purchases or larger business investments.
View an Offer
- Select Setup from the side menu of your CommentSold dashboard.
- Select Financing from the option available at the top.
- Locate the available offer.
- Select View Offer.
- Review the financing amount, repayment terms, fees, and other details.
- Complete the application if you wish to proceed.
Your application will undergo an additional review before funding is approved.
Financing Activity
The Financing Activity section provides a history of your financing and repayment progress.
From this page, you can:
- View active financing.
- Track repayment progress.
- See paid-off financing.
- Review funding deposits.
- View repayment transactions.
- Export your financing history.
Each activity record includes:
- Date
- Status
- Transaction description
- Amount
Paid-Off Financing
Once a financing has been fully repaid, it moves to the Paid Off section.
For each completed financing, you can view:
- Total amount paid
- Original financing amount
- Fixed financing fee
- Approval date
- Final payment date
Select View More Details to review the complete financing history.
Export Financing Activity
You can export your financing activity for your records.
The exported report includes your financing transactions, repayment history, funding deposits, statuses, and payment amounts.
Financing Emails
If your shop is eligible, you may receive emails about financing opportunities.
These emails notify you when:
- A new financing offer becomes available.
- A current offer is about to expire.
- Additional financing opportunities become available.
Receiving a financing email does not guarantee approval. All financing applications are subject to an additional eligibility review before funding.
Frequently Asked Questions
Why don't I see any financing offers?
Financing is available only to eligible shops. If you don't currently qualify, the Financing page may not display any available offers.
Can my financing offer expire?
Yes. Financing offers may include an expiration date. If the offer expires before you accept it, it may no longer be available.
Does a financing offer guarantee funding?
No. Even after receiving an offer, your application must pass an additional review before funds are issued.
Can I use my Line of Credit multiple times?
Yes. As you repay your Line of Credit, your available credit replenishes, allowing you to request additional draws. Each draw is subject to approval.
What repayment information can I view?
You can track your financing status, repayment progress, completed payments, funding deposits, and export your financing activity from the Financing Activity section.